National Insurance Awareness Day – A 10 Minute Policy Checkup
We have national days for just about everything now; pancakes, coffee, and even siblings. But there’s one annual day on the calendar that can actually protect your financial future: National Insurance Awareness Day on June 28th.
Think of this day as the mid-year checkpoint for your financial safety net. You change the batteries in your smoke detectors every spring…. right? (Friendly reminder – you’re welcome.) Well, your insurance policy deserves that same quick, routine glance once a year.
At Glick Insurance Agency, we know nobody wants to spend their sunny June weekend reading insurance policies. So, we’ve broken down a quick 10-minute insurance policy checkup based on five simple questions. If you answer “yes” to any of these, it’s time to give us a quick call.
1. Did you make any recent home upgrades or renovations?
Whether you finally finished the basement, upgraded the kitchen counters, or put a brand-new composite deck in the backyard, your home’s value has changed.
- The Risk: If you don’t update your dwelling coverage limit, you are insuring a 2026 home on a 2023 budget. If a disaster hits, your policy might not cover the cost of those high-end upgrades.
2. Is there new jewelry, art, or high-end tech in the house?
Did you get engaged recently? Celebrate a major anniversary? Buy a high-end electric bike or a professional camera setup?
- The Risk: Standard homeowners policies have strict limits on “luxury” items (often capping jewelry theft at around $1,500). To fully protect these items, they need to be specifically listed, or “scheduled,” on your policy.
3. Did your young adult move out (or move back in)?
June is the month of college graduations and summer transitions.
- The Risk: If your kid just moved out into their own apartment, they need to be removed from your car insurance and get their own renters insurance. On the flip side, if they are home for the summer driving the family sedan, we need to make sure they are properly listed so there are no surprises during a claim.
4. Have you changed your daily commute?
Are you working permanently from home now, or has your office shifted to a hybrid schedule?
- The Risk: If you’re driving significantly fewer miles than you were a year or two ago, you might be paying for a “heavy commuter” status that you no longer use. Updating your annual mileage can lead to easy premium savings.
5. Has your business expanded its services?
For our local small business owners, June is often a time of mid-year scaling. Did you buy new equipment? Rent a small storage space? Add a new service to your menu?
- The Risk: If your business operations have evolved, your general liability needs to evolve with them so your business assets remain shielded.
The Glick Advantage: We Do the Heavy Lifting
Reviewing your insurance shouldn’t feel like doing your taxes. Because we are an independent agency, you don’t have to call five different companies to find the best rates or check your coverage. We represent over 20 top insurance carriers, meaning we can shop the entire market for you in just a few minutes.
Don’t wait for an accident to find a gap in your safety net. Let us review your current coverage and see if you’re missing out on any new discounts.
📞 Call Glick Insurance Agency today or visit our office in Beachwood for a quick, hassle-free policy checkup!
